Retirees - Australian Securities and Investments Commission

Information for retirees, or people who will be retiring soon

Retirement is a major financial turning point. You no longer have a regular income from a full-time job so you have to plan to make the most of your super, other money you've set aside and the age pension if you're eligible.

Can you spot a dangerous investment?
Try our quiz and find out.

Will your money last as long as you do? Read this important information about life expectancy.

Listen online

Listen to our radio program on planning for retirement

Planning for retirement

- -	Will your money last as long as you do? Plan financial goals for your retirement
- -	Plan your budget with FIDO's budget planner Ricky's story
-	Why sole company directors/shareholder need a will

Getting a clear picture of what your current super fund offers

-	Estimate your super account balance with FIDO's super calculator
-	Look after your eligible rollover funds
-	Getting your super early

Retirement income products

-	How much money will you need?
-	Choosing a retirement income product: fact sheets and comparisons
-	Explanation of the words used to describe income stream products

Reverse mortgages and other equity release products

-	How reverse mortgages and home reversion schemes work
-	Get independent advice; What to ask
-	Issues and concerns about equity release products
-	ASIC's report into equity release products

Insurance

-	House insurance
-	Car insurance
-	Travel insurance

Warnings

-	Dealing with pressure selling
-	Watch out for overseas people asking you to buy shares
-	Watch out for unexpected offers to buy shares off you
-	Getting your superannuation early

Organisations that can help you plan your retirement

-	Free and independent information
-	Licensed financial planners
-	Keep up-to-date with the latest information for retirees

ASIC research report into decision making at retirement

FIDO Website: Printed 09/08/2008